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Rewards Credit Cards
| Discover® More(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
- Earn more cash in more ways than anyone else(SM*)
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 12 months on Purchases and Balance Transfers
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| Blue from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 15 Months* |
As Low As 8.99%* |
None* |
|
- 0% APR on purchases for up to 15 months
- No Annual Fee
- Low Balance Transfer APR — 4.99% Fixed APR for the life of the balance.
- Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
- Membership Rewards Express® program
- Express Approval. Get a decision in less than 60 seconds.
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| Blue Cash® from American Express |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 8.99%* |
None* |
|
- Earn up to 5% cash back on everyday purchases - even gas!
- No Annual Fee
- 0% Intro APR for up to 12 months on purchases
- Low Balance Transfer rate - 4.99% fixed APR for the life of the balance
- Express Approval. Get a decision in less than 60 seconds.
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| Discover® Open Road(SM) Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
- Save at the pump and everywhere else.*
- 5% Cashback Bonus® on gas and auto maintenance purchases
- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% Cashback Bonus on all other purchases
- Unlimited cash rewards
- Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
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| American Express® Preferred Rewards Gold Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
0%* |
$125* |
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- Earn 10,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $100 gift card!
- No Pre-Set Spending Limit
- No annual fee for the first year - $125 Thereafter
- The Membership Rewards® program - Earn 1 Membership Rewards® point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
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| Miles by Discover® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
10.99%* |
None* |
|
- A Miles card with no annual fee!
- No blackout dates
- Double Miles on food and travel, up to $3,000 each year
- 1 Mile for every $1 you spend
- Unlimited Miles while your account is active
- 0% Intro APR*
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| Chase Freedom(SM) Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.99%* |
None* |
|
- Receive $50 after you make your first purchase
- 3% Cash Back in your top 3 everyday spending categories
- 1% cash back for every $1 you spend on all other purchases
- Receive an extra $50 each time you save and redeem $200 in rewards
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| Blue Sky from American Express® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
As Low As 8.99%* |
None* |
|
- No annual fee and 0% intro APR for up to 12 months
- Earn 1 point for every dollar you spend
- Points good on any airline, hotel, car rental and more.
- No blackout dates or travel restrictions
- Express Approval. Get a decision in less than 60 seconds.
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| One from American Express® |

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Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
As Low as 10.99%* |
$35* |
|
- Get $50 after your first purchase
- No Pre-Set Spending Limit*
- Earn a competitive Annual Percentage Yield (APY), currently 2.75% (variable rate as of 4/15/2008).
- Never pay interest on new purchases
- The Savings Accelerator(SM) Plan contributes 1% of eligible purchases into an FDIC-insured High-Yield Savings Account in your name
- No annual fee for the first year - A $35 savings
- Express Approval. Get a decision in less than 60 seconds.
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| Chase Free Cash Rewards(SM) Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
- 1 point for every eligible dollar in purchases
- 1,000 Bonus Points after your first purchase
- Intro 0% Fixed APR for up to 12 months*
- No Annual Fee
- Get your rewards with as few as 2,500 points
- Choose from either a $25 check or a $25 gift card/certificate from leading national merchants for every 2,500 points earned
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| Chase Flexible Rewards Platinum Visa® Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
10.99%* |
None* |
|
- 0% Intro APR for up to 12 months*
- Earn 1 point for every eligible dollar spent toward travel on any airline, shopping at your favorite stores or cash!*
- Earn 1000 bonus points after first purchase*
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| Chase PerfectCard MasterCard® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
10.99%* |
None* |
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- 6% rebates on ALL eligible gas purchases at ANY gas station for the first 90 days
- 3% rebates on ALL eligible gas purchases at ANY gas station after the first 90 days
- 1% rebates on ALL other purchases made anywhere else
- 0% Intro APR for up to 6 months*
- No Annual Fee
- Earn rewards wherever the road takes you with the Chase PerfectCard.
Rebates are automatically credited toward future purchases made on your card.
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| Gold Delta SkyMiles® Credit Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.99%* |
$95* |
|
- Earn up to 17,500 bonus SkyMiles® - 15,000 bonus miles after your first purchase with the Card and 2,500 bonus miles for an Additional Cardmember
- Always Double Miles® on eligible everyday purchases and all Delta purchases
- One mile for every other eligible dollar spent
- Pay with Miles: Pay for all or part of your flight with miles – and put the rest on your Card
- No annual fee for the first year, then $95: $45 if you are a qualified American Express Cardmember
- Express Approval. Get a decision in less than 60 seconds.
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| American Express® Preferred Rewards Green Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
0%* |
$95* |
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- Earn 5,000 Membership Rewards® bonus points after your first purchase with the card- redeemable for a $50 gift card!
- No Pre-set Spending Limit*
- No annual fee for the first year - $95 Thereafter
- Complimentary enrollment in our award winning Membership Rewards® program.
- Earn 1 Membership Rewards® point for virtually every dollar you spend and double points at supermarkets, gas stations, drugstores, and more!
- Transfer points to 17 frequent flyer programs
- Express Approval. Get a decision in less than 60 seconds.
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| Platinum Business FreedomPass® Credit Card from OPENSM the small business team |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
12 Months* |
As Low As 8.99%* |
None* |
|
- 5,000 point welcome bonus with first purchase
- Earn 1 point for virtually every dollar you spend
- Redeem for savings on any flight, hotel, car rental or cruise - up to $100 off for every 7,500 points
- No blackout dates and no travel restrictions
- 0% Introductory APR on purchases for the first 12 months
- No annual fee and the option to pay over time or pay in full
- No annual fee for Additional Cards
- Save 3-25% on business purchases at companies like FedEx, Delta®, Hertz®, and more.
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| Hilton HHonors® Platinum Credit Card from American Express |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 2.90* |
6 Months* |
14.99%* |
None* |
|
- Earn up to 50,000 HHonors® bonus points when you get the Card
- No Annual Fee
- Receive 5 HHonors bonus points for each dollar spent at Hilton Family hotels including Doubletree®, Embassy Suites Hotels®, Hampton Inn® and more and for eligible purchases at supermarkets, drugstores, gas stations and more
- Get 3 HHonors bonus points for each eligible dollar you spend everywhere else
- No Blackout dates
- Express Approval. Get a decision in less than 60 seconds.
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| Business Green Rewards Card from OPENSM The Small Business Team |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 15 Months* |
as low as 8.24%* |
$95* |
|
- Receive 5,000 bonus points on your first purchase
- No pre-set spending limit* or finance charges
- Earn One Membership Rewards® point for virtually every dollar you spend with no limits and no expiration dates
- Save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®, and more.
- Redeem points for top-tier rewards including travel, merchandise, office equipment, and gift cards for you or your employees
- No annual fee for the first year - a savings of $95
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| BP Visa®Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
0% BT Only* |
6 Months* |
11.99%* |
None* |
|
- 0% APR for up to 6 months
- No Annual Fee
- Double Rebates for two months
- 5% rebates on all participating BP location purchases
- 2% rebates on all eligible travel and dining purchases
- 1% rebates on all other eligible purchases
- No limit on rebates
- Redeem every $25 rebates for: BP Gift Card, cash, donation to the Conservation Fund
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| Discover® More(SM) Card - Clear |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® More(SM) Card - American Flag |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® More(SM) Card - Sealife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® Student Card |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
14.99%* |
None* |
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Discover® Student Card - Clear |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
14.99%* |
None* |
|
- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- No Annual Fee
- Easy Online Account Management tools
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| Discover® Student Card - Tropical Beach |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
14.99%* |
None* |
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
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| Discover® More(SM) Card - Wildlife Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
Up to 12 Months* |
10.99%* |
None* |
|
- Earn more cash in more ways than anyone elseSM*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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| Discover® Student Card - Monogram Collection |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| 0%* |
6 Months* |
14.99%* |
None* |
|
- Build your credit history
- 0% Interest* on Purchases for 6 Months
- No minimum income or cosigner required
- No Annual Fee
- Easy Online Account Management tools
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| The WorldPerks® Visa® |

|
Intro
APR |
Intro
Period |
Regular
APR |
Annual
Fee |
| N/A* |
N/A* |
14.75%* |
$55 or $90* |
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- One-time Enrollment Bonus
- Redeem up to two award tickets a year for as little as 19,000 miles each
- Double Miles for purchases direct from Northwest Airlines®
- No preset spending limit
- No cap on miles you earn
- Redeem 10,000 miles for $100 off a Northwest Airlines ticket — up to six times a year
- Get a Free Day on a 3-day weekend rental from National Car Rental®, plus up to 15% savings and a complimentary Emerald Club® membership
- Enjoy VIP perks at the world's best hotels, resorts, villas and cruises with complimentary membership in the Hideaways Aficionado™ Club (a $135/year value)
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